We'll Get You Approved to Purchase a Great Vehicle

If you're considering a vehicle purchase, you'll most likely need financing. Scap Chrysler Dodge Jeep Ram in Fairfield, CT is familiar with all types of auto loans, and we can offer some advice to simplify the process. We'll be happy to help you complete the financing process, so you'll be able to go home in the vehicle of your choosing. Our friendly and dedicated staff work hard to provide you with a stress-free shopping experience.

Factors to Consider with a Car Loan

There are auto loans for nearly every type of buyer in and around Stamford. The best rates typically go to those that are considered a lower risk to the lender. Borrowers with strong credit scores and easily verified and documented income are the prime candidates for lower interest auto loans.

Those purchasing a vehicle with credit challenges are typically still able to obtain financing, just at a higher rate. Compensating factors are considered by each lender that may help to reduce the rate. Examples are those with a strong employment history that have worked at the same job for many years and experienced a temporary setback. Other factors such as a higher down payment to establish equity in the vehicle or a significant amount of assets may also qualify for reasonable interest rates.

Another option is to take a higher interest rate loan and refinance it at a later date. This is a good option for those that may have significant credit issues such as an involuntary auto repossession, an eviction, a foreclosure, or a bankruptcy in the past. Regardless of the scenario, we're happy to provide you with as many options as possible.

Start the Approval Process Now

Our dealership is offering assistance with completing your financing request and getting you a pre-approval. All you'll have to do is select a vehicle, test drive it, and drive away happy. Customer service is our top priority, so the Scap Chrysler Dodge Jeep Ram family is dedicated to helping our friends in Fairfield, CT find the best price and loan for their needs. Get in touch with us online or by stopping by our Stamford dealership to get approved today.